PayTrack : Repayment Schedule

Last Updated: 17/06/2026

1. Introduction

Creative Boxx operates the PayTrack - Repayment Schedule mobile application. This SERVICE is provided as a Free app intended for use "as is." This policy outlines how we handle information related to your loan calculations and schedule generation.

2. Data Processing & Local Storage

PayTrack is designed as a local utility tool. To generate your repayment schedules, the app processes data you provide, including:

Loan Principal Amount
Interest Rate
Loan Tenure
Disbursement Date

Important: All calculations are performed locally on your device. We do not transmit, store, or sell your financial data to external servers. Your repayment schedules remain on your device unless you choose to share them.

3. Document Generation & Permissions

PayTrack allows you to export repayment schedules as PDF or XLS files. When you use the "Download" or "Share" features, the app may require access to your device's file system (Storage/Media permissions) to save the generated document to your file manager. If you use the "Share" feature, the document is passed to your device's default share sheet to be handled by the application you select (e.g., Email, WhatsApp).

4. Third-Party Services

To keep this service free, we use third-party providers that may collect information used to identify your device for advertising and app stability:

Google AdMob: Used for displaying advertisements. AdMob may use your Advertising ID to provide personalized ads. [Privacy Policy]
Google Play Services: Required for core app functionality and analytics. [Privacy Policy]

5. Log Data

In the event of an error or crash, we may collect Log Data through third-party tools to help us improve the app. This may include your device IP address, device name, OS version, and the time/date of the error.

6. Security

We value your trust. While we use commercially acceptable means to protect any data handled by the app, no method of electronic storage or transmission is 100% secure.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy within the app and updating the "Last Updated" date at the top. You are advised to review this policy periodically for any changes.

8. Contact Us

If you have questions regarding this Privacy Policy or the PayTrack app, please contact:

Email: contact@creativeboxx.in